How Family Values Is The Best Financial Choices You Can Make.

In many countries leaving home before marriage is a great insult to your family. At first you may think this sounds silly but family values like this greatly increase financial savings. Now I know many of us assume that living at home with your family is a sign of lacking revenue but in reality it is an investment. How you might ask, well I’ll show you.

Your parents work their whole lives so that they could support you and your siblings but now that you can support yourself your first thought is it is time to move. But is that really the best option or is that what you have seen others do and believe it is time for your independence. Once you move out that means you have an electric bill, gas bill, rent, water, bill, phone, bill and the list can go on depending on your spending habits. So with that new job you just got that may be paid between 12 to 15 an hour are you really ready to take this battle on all by yourself?

Just think about it for a moment. If you have the option of staying at home that is an amazing gift you can utilizes to your advantage. What I mean by taking advantage of the situation is that you should do your part in whatever agreement you have with your family whether that is food or a bill but in the end the cost is much cheaper then going out on your own. Money is power so save it while you are young. Living at home makes it possible to save almost half of every check while still having fun. And remember it is not like you need to do this forever if you did this for just 2 or 3 year just think about how many zeros you can have in your account, in a good way.

The economy changes all the time so having full grown adults that are capable of dividing the bills so that no one needs to struggle is an opportunity we are not doing more of. However, none of this is possible with out having family values. We continue to disregard the importance of family and that will destroy us in more way then one. We are not strong on our own but together we can invest in ourselves and build a better future for the next generation.

In our current economy many run to taking out mortgages that can last a lifetime. Why does getting your dream home need to involve going so far into debt. If you truly want to buy that perfect home you should buy what you can afford so look into your options and stay at home until you can pay for it at once because the longer it takes to pay for something the more money the banks can take from you. We must bring family values back into our homes because we will not survive without it.


Why Are Church Offerings So Important ?

Have you ever wonder what happens when you give your money to the church? After being born and raised in the church for 21 years I began to wonder what is it that actually happens when I gave my money almost every Sunday. Of course their are the basic expenses for the up keeping of the church but what happens after that? From my experiences the answer to that is not a good one.


Almost every 4 months if not more my family had to go to a convention.  These conventions would be hosted in high priced hotels and would take 3 hours to get to the location. Then once we finally get their we had to do our fees for coming which ranged from 25 to 55 dollars a person. Then every night we had 2 to 3 offerings so that they may reach their goals. What happens to all the money that is collected from the combined churches in the districts. For starters all main member of the districts board fees are covered by the funds of the event. Then the fees for renting out the hotel need to be covered. But then what is next?

I have watch many fundraiser just for having the funds for going to these event but what was the purpose? We would host car washes and bake cookies just so that we could learn about Jesus in a hotel ? Would Jesus approve of us putting money towards events that had nothing to do with him in this name. Jesus was born in a barn so I find it hard to believe that any of his sermons would encourage spending your money at a hotel to hear his messages.

Your Home Church

People always assume that the churches uses its money to help others in need but is that actually the case. Churches do not have to pay taxes on any money given to them. So with that extra boost they should be able to fund all sort of programs in their communities. I believe church finances should be public for everyone to see. Many saints give their money because they believe that this is giving the lord what he deserves. Their offerings were meant with good intentions even though they do not actually get to see were their money is going. I do not believe that these documents should be a private concern if everyone is add to the pile then all of the saints should have a right to know. This would be a great way to know if the church you’re going to is actually helping the community or is their main concern building that churches name. I challenge you to go and see what it is your church does with its money.

5 Ways Our Society Still Profits Off Unethical Businesses.

As far as human rights are concern, we suck at it. Even now countless business use the most unethical of practices to the point that they are crimes against humanity.  If you don’t believe me just look at some of the bills recently brought to congress from wicked profit making practice.

1. Non-Profits Making A Profit

Did you know that Goodwill is nothing more than a man that convince people to give their clothes for free so that he could sell them for a profit. Due to the overwhelming evidences from non-profit companies bookkeeping not adding up the SUN Act was introduced. This is the Sunlight for Unaccountable Non-profits Act and its goal is in the name. Non-profit companies will need to make their transactions public information so people can see where their money is going when they are trying to find charities that do good work.

2. Prisoners for Profit

When most people think of prison they assume these are government ran to insure that people do their time. What most people don’t realize is the prison industry is actual a very profitable business. Prison are being privately owned and this causes all types of legal problems. The End For-Profit Prisons Act goal is to end the contracting of federal prison facilities.

3. Big Business Loopholes

You always hear congress talking about getting rid of the loopholes in policies that give the rich even more profits and their is almost nothing you can do about it. There is currently the Close Tax Loopholes That Outsource America Jobs Act but it probably will not make it. So big business can take the jobs away and keep the profits from it.

4. Slavery Still Going Strong

Yup, you saw that right we are still dealing with the issue of slavery in 2018. Sadly slavery affects many children because they can not fight for themselves and no one else wants to fight for them. This is not a myth slavery is still happening and we need to get rid of it now. Congress recently brought up the Raising Awareness of Modern Slavery resolution but that is not enough. We need to start doing more research as costumers buying products so we do not fuel this evil.

5. Bleeding Students Dry

It is no secret that college is a mountain of debt just waiting to happen to the current and future generations. What school are doing to some students is just not right. How is it that some one around the age of 18 that has probably never had a job is suppose to be prepared to going into thousands of dollars of debt. We need to be reasonable and stop raising the price every 3 months. This has brought about the Students Before Profit Acts to help keep these student from a lifetime of debt.

How did this happen

You may be wondering how some of these actions are taking place and you will not like the answer. Anything can become a business and once that happens money is the only concern. We need to stop making everything into a business or everything around us will only be about the money and that can never cause good.

If you would like to check out more about these bills go to


5 Bills You Should Support If You Believe Children Should not suffer.

1. Protecting Children From Identity Theft Act

This bill would reduce the prevalence of synthetic identity fraud for children. This means that no child will have to be concern about having a bill in their name from scammers or parents using their children due to bad credit.

2. Limiting LEAD in Children’s Food Act

There is a certain level of lead that is allow for Children’s drinks.  The bill would make the maximum level of lead for fruit juice beverages be no higher than the amount permitted in a bottled water. I just want to make it clear that lead is poison for the human body if too much is consumed.

3. Safe Chicken and Meat for Children Act

This would stop the serving of any meat or poultry products process in China for school lunches because it does not meet the minimum nutrition conditions. We shouldn’t need to fly food our the way across the world for schools.

4. Anti-Lunch Shaming Act of 2017

Can you picture a hungry child going to lunch knowing that they do not have enough to pay for a meal.  Well this bill can stop that from ever happening to a child. It is not a kids responsibility to support themselves and this act will make sure they can eat whether they have money or don’t have it.

5. Child Marriage Prevention Act

Due to research showing that child marriage are still happening in the United States the bill has been introduce to prevent anyone under the age of 18 from marriage. Yes, it is 2018 and we are still dealing with the issue of child marriages.

Overall, as you can see there is still a lot of work to do as far as human rights go. This list alone shows what type of nation we live in if allowing certain levels of poison and child marriages are still debatable topics instead of being crimes against humanity.


5 Reason Why You Should Start your own Business.

Do you want to be your own boss or are you going to continue to sell you lifespan away? Now, there is nothing wrong with working under some one if you are doing something you enjoy. But wouldn’t it be nice to make your own hours and keep all the profits. If you need more convincing I give you 5 solid reason why you should start you own business.

1. Economic Growth

Did you know that 99% of jobs in America come from small business according to the SBA. Think about that because these people had a dream they have cause the building of the U.S. current job industry. Small business do thrive and this just proves how much it does.

2. Money, Money, Money

Now, you may not be the next Bill Gates but who needs that much money anyways. If you create a company you take in all the profits. There is only so much you will make working for someone else but this route makes you profit margin unlimited. Start small and work your way up.

3. On Your Time

Some of us just struggle to show up on time for work.  We don’t mean it but it does happen. However, if you had your own set up then the only one accountable is you. You set your schedule the way you want it an no missing out on some ones birthday because you had to go to work.

4. Future Generations

Money is power and that fact will ever change. If you start a business and past it down to you children you are handing them the power to live their own life. Their has always been discrimination against certain groups and political ideas and your job can effect you from truly expressing yourself out of fear.  Owning a business is freedom from outside forces making you silent or threating you out of a job.

5. Working For Yourself

If you are work under someone else’s project you are furthering their dream. That can be a beautiful or discouraging thought depending on what type of work you do. However, what about your own dream. No matter who you are everyone has a dream at some point in their lives but only certain people will reach for it. You should strive to leaving your own mark in this world because then you can past on what you have started to your children and so on. You just need to set a small goal over and over until one day you look up an notice the company you have build.

I too have decided to start my own business here are pictures of my work. I might be starting small but I am dreaming big. Check me out on Esty #ShineBrightlyDesign

5 Church Habits That Drive People Crazy

1. Taking Offering Round 2

No matter what church you go to I can guarantee that there will be an offering. They say you should always give your 10 percent as the bible tells us to do. Though growing up in a predominately black church I knew many in the church due to church gossip that were already struggling in their finances and just didn’t have it. Yet, the pastors would continue to encourage them to give their last dime because you must give the Lord what he deserves first if you want things to get better. However, as far as I am concern if you gave what you could give then you did your job even if they did not make their goal offering for the night, that is not your problem because the Lord is not a show that you are paying to see.

2. The Pastor Who Won’t Stop

Some pastors just seem to refuse to sit down. We need to draw the line between when they are speaking the word of God versus when they just want to talk.  Now no one can truly say whether the Lord put it on their heart but from what I have seen in the Bible the Lord will speak only a few words at a time and then he is done. So the next time your pastor takes over an hour just to get his point across make sure it is God guiding them and not them enjoying the spotlight.

3. The Elderly & Angry

Every church has those few people that have been in the church all of their lives and it must had driven them crazy because you almost never see them smile. These are the saints that have a assigned seat that can not be used by anyone else because it would be deem disrespectful. All they do is yell at the children for every moment they make and drive everyone else crazy too. Yet the church will not say a word.

4. Are You Save Yet?

Don’t get me wrong if you want to get save I am happy for your choice. However, why is it that on several occasion the pastors will ask if you truly think you will go to heaven. They also seem as if they are trying to make you doubt yourselves on whether you are actually saved. If you know that person is doing wrong then you just have to let God show them the way. No one should guilt trip you into salvation because it is so much more than that. To become save this must be a choice of your own will and God will not accept any less.

5. Social Groups in Church

Just like any other place were people gather, their are groups.  Sadly, there are many churches that have a high school atmosphere about them. Everyone has their usual they will talk too and then leave out the rest. Then they will complain later about no one wanted to help around the church and that everyone is too busy doing worldly things when they didn’t even ask for help. Churches must see that this type of separation makes people not feel included.

These are 5 ways the church drives people crazy and I do blame them.


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